Choose how you pay at your own pace

When inspiration strikes, Affirm helps you say yes without giving up financial control. Select Affirm at checkout to pay over time—and never pay a penny more than you agree to on day one.

Just select at checkout.

Choose how you pay at your own pace feature

Buying with Affirm is simple

Choose payment plans from 6 weeks to 24 months

  • 1. Fill Your Cart

    Fill Your Cart step

    1. Fill Your Cart

    Select Affirm at checkout, then enter a few pieces of info for a real-time decision.

  • 2. Choose how you pay

    Choose how you pay step

    2. Choose how you pay

    Pick the payment plan you like best—from 4 interest-free payments every 2 weeks to monthly payments up to 24 months. You’ll never pay more than you agree to up front. See footer for details.

  • 3. Pay over time

    Pay over time step

    3. Pay over time

    Make payments at or in the Affirm app. You’ll get emailand text reminders.

Just select at checkout.

Buy with confidence

With Affirm, you always know exactly what you'll owe and when you'll bedone paying.


Affirm tells you up front the total amount you'll pay. That number will never go up.


You choose the payment plan that works for you. Our smart checkout gives you options.


Affirm won’t charge you late fees or penalties of any kind, ever.

Frequently Asked Questions

Can I pay off my purchase early?

Yes! There's no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impactyour credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at